NLP Committees

State and Federal Funds Lending Pool for Florida

Chairperson Chris Willman Market President Seaside Bank &Trust
Vice Chairman Aric Graham Corporate Banking Director First Florida Integrity Bank / First Foundation Bank
Members
Manuel M. del Canal Executive Vice President Ocean Bank
Yvonne Miranda Espinosa SVP / Chief Lending Officer Helm Bank USA
Scott Flanders EVP / First Coast Market President / Senior Lender Cogent Bank
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Robert E. Hummel Executive Vice President BankUnited, N.A.
Ted Long Sr. Vice President Raymond James Bank
Trey Khorhn Commercial Real Estate Division Head Valley Bank

2023-2024 FMIHF Loan Committee / Workout Committee

Chairperson Scott Hodson Vice President Bradesco BAC Florida Bank
Vice Chairman Ted Long Senior Vice President Raymond James Bank
Members
Robert E. Hummel Executive Vice President BankUnited, NA
Michael Kilpatrick Market President Centennial Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Chris Willman Market President Seaside Bank & Trust
Kathy Surber Senior Commercial Portfolio Risk Manager TIAA Bank

2023-2024 NLPF Loan Committee / Workout Committee

Chairperson Vanessa McCleary VP of Real Estate Development CDC of Tampa
Vice Chairperson Scott Hodson Vice President BAC/Bradesco Bank
Members
Chris Willman Market President Seaside Bank & Trust
Mark Thomas President MVT Strategic Solutions

2022-2024 LIHTC Pool Loan Committee / Workout Committee 5th Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chairperson Skip Skarius Senior Vice President CenterState / Southstate Bank
Members
Manuel M. del Canal Executive Vice President Ocean Bank
Yvonne Miranda Espinosa SVP / Chief Lending Officer Helm Bank USA
Robert E. Hummel Executive Vice President BankUnited, N.A.
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Senior Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Andrew Rabuck Community Development Relationship Manager Woodforest National Bank
Trey Khorhn Commercial Real Estate Division Head Valley Bank
Aric Graham Corporate Banking Director First Florida Integrity Bank/First Foundation Bank
Michael Vogel SVP / Chief Credit Officer Banesco USA
Scott Flanders EVP, First Coast Market President/Senior Lender Cogent Bank
Cecil Gibson Market President Ameris Bank

2020-2022 LIHTC Pool Loan Committee / Workout Committee 4th Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chairperson Skip Skarius Senior Vice President CenterState / Southstate Bank
Members
Kevin Taylor Senior Commercial Loan Officer Lake Michigan Federal Credit Union
Steven Bauhan Director, Affordable Housing Group Cadence Bank
Manuel M. del Canal Executive Vice President Ocean Bank
Yvonne Miranda Espinosa SVP / Chief Lending Officer Helm Bank USA
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Valerie Girrens VP / Commercial
Relationship Manager
American Momentum Bank
Robert E. Hummel Executive Vice President BankUnited, N.A.
Luciano Noir-Jones Area Executive North Florida First Citizens Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Sr. Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Andrew Rabuck Community Development Relationship Manager Woodforest National Bank
Bill Roche Vice President Iberia Bank / First Horizon Bank
Trey Khorhn Commercial Real Estate Division Head Valley Bank
Aric Graham Corporate Banking Director First Florida Integrity Bank / First Foundation Bank
Lee Curry Vice President Republic Bank
Michael Vogel SVP / Chief Credit Officer Banesco USA

2019-2021 LIHTC Pool Loan Committee / Workout Committee 3rd Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chair Jess S. Lawhorn, Jr. SVP / CRE Credit Director Credit Administration / South Florida Synovus Bank
Members
Anthony DiTinno Senior Vice President Flagship Bank
Yvonne Miranda Espinosa Chief Credit Officer Helm Bank USA
Norman Frorup Vice President Bank OZK
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Robert E. Hummel Executive Vice President BankUnited, NA
Luciano Noir-Jones Area Executive North Florida First Citizens Bank
Michael L. Kilpatrick Market President Centennial Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Senior Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Bill Roche Vice President FIberia Bank / First Horizon Bank
Trey Khorhn Commercial Real Estate Division Head Valley National Bank
Aric Graham Corporate Banking Director First Florida Integrity Bank/First Valley National Bank
Skip Skarius Senior Vice President CenterState / Southstate Bank
Lee Curry Vice President Republic Bank

2017-2018 LIHTC Loan Committee / Workout Committee 2nd Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chair Jess Lawhorn SVP CRE Credit Director Credit Administration / South Florida Synovus Bank
Members
Manuel del Canal Executive Vice President Ocean Bank
Anthony DiTinno Senior Vice President Flagship Bank
Yvonne Miranda Espinosa Chief Credit Officer Helm Bank USA
Norman Frorup CRA Lender/VP Bank OZK
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Robert E. Hummel Executive Vice President BankUnited, NA
Michael Kilpatrick Market President Centennial Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Senior Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Bill Roche Vice President FIberia Bank / First Horizon Bank
Eric Graham Corporate Banking Director First Florida Integrity Bank / First Foundation Bank
Skip Skarius Senior Vice President CenterState / Southstate Bank

2015-2016 LIHTC Loan Committee / Workout Committee 1st Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chair Skip Skarius Senior Vice President Centerstate Bank / Southstate Bank
Members
Anthony DiTinno Senior Vice President Flagship Bank
Yvonne Miranda Espinosa Chief Credit Officer Helm Bank USA
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Robert E. Hummel Executive Vice President BankUnited, NA
Michael Kilpatrick Market President Centennial Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Josh Brown Commercial Real Estate Lender Raymond James Bank
Helen D. Proctor Senior Vice President Capital City Bank
Bill Roche Vice President Iberia Bank / First Horizon Bank
Aric Graham Corporate Banking Director First Florida Integrity Bank / First Foundation Bank